Why I Went Searching For Payment Alternates
And Why I Want to Share Them With You
I had been searching for a site that could tell me about all the different payment alternatives that were available out there. I wanted something that wasn't a Merchant Account and wasn't Paypal. After some serious searching I found a page or two buried deep in some websites such as Paypalsucks.com but they were hard to find.
I decided that if I was searching for a site that was easy to find and listed many of the payment alternatives (alternatives to Paypal and alternatives to Merchant Accounts) then there were probably others who were looking too. Especially when I realized just how many websites were out there that disliked Paypal.
I ran across a few sites that weren't exactly Paypal substitutes but they seemed useful for business so I included them.
Standard merchant accounts
Sell & shop place
Per their website
“The secure and fast way to pay online.”
Per their website
“You can send, request and receive money to and from anyone with an email address.”
Per their website:
“AuctionCheckout is the preferred payment technology for eBay and Overstock Auctions sellers.”
From their website: CCNow retails products for thousands of suppliers on the Internet. When you shop with CCNow, you actually view products on the suppliers Web site. When you're ready to make a purchase, you are seamlessly connected to CCNow's secure online transaction system to complete your order. For your convenience, we accept credit card and PayPal payments. CCNow never shares credit card information with suppliers.
Corporate billing
From their website: Receive payments by Phone or SMS. Increase your sales. Use DaoPay as your Global Billing Service.
Per their website
“e-gold is an electronic currency, issued by e-gold Ltd., a Nevis corporation, 100% backed at all times by gold bullion in allocated storage.”
Per thier website: When Buyers and Sellers don't know each other, they need a third-party they can trust to turn to. That's where Escrow.com comes in. As the most trusted escrow service on the Internet, Escrow.com makes sure transactions are secure and worry-free. Escrow.com is also the single point of contact to track and manage all aspects of the transaction, even third-party suppliers. Which is why so many of the fastest growing e-businesses are partnering with Escrow.com - so they can give more customers the confidence to buy and sell online.
For software publishers
Per their website
“iKobo money transfer is the fastest and safest way to send money to anyone, anywhere in the world.”
provides online store technology
From thier FAQs
Mobillcash is a web-based payment solution that allows consumers to make payments online without a credit or debit card by charging the payment to their mobile phone bill.
Per their website
“Your wallet for the internet!”
May 2008: They have ceased original operations and are now an information portal. Excerpt from thier About Us section: We empower individuals, organizations and businesses by providing unique up-to-date information. Our dedicated team of professionals strives to gather the most relevant content for our users.
From thier website: Easily collect low value payments funded by all major credit and debit cards from your website. Suitable for start-ups, small scale traders, online auction sellers and individuals – a Nochex Seller Account is the ideal entry level account with no monthly fees and instant cash withdrawals.
The Paystone Online Payment System has been shut down effective April 9, 2009.
Pmints™ is an online stored-value account -- an e-wallet -- that makes online financial transactions safe and simple. Accept online payments without a merchant account * Protect yourself from costly chargebacks and fraud * Increase sales by streamlining your checkout process.
A system for small businesses to accept credit cards
From their website: MoneyExchange is an easy, secure, and reliable way to send and receive money online between accountholders for FREE.
Per their website
“Providing software and shareware authors the easiest way to sell products online.”
Per their website:
TrialPay is a revolutionary payment platform that significantly increases conversion rates by matching prospective buyers with their preferred brands.
Per thier website:
TrustCash™ makes it easy and safe to buy and sell online. Consumers leave no trace of purchases and there's no risk of credit card fraud or identity theft.
TrustCash offers an alternative online payment system that makes it easy and safe to shop on the Internet. Utilizing TrustCash ensures all online purchases are secure, private and convenient.
From their website: Ukash is a new, simple and secure way for you to shop, play and pay with cash online. Ukash can be used at hundreds of websites. Check out the special offers below for even more reasons to pay with cash online.
IMPORTANT – Ukash is not currently accepted as payment at eBay; do not give out Ukash voucher details to any eBay sellers.
From thier website: Wirecard is the clever payment solution for the Internet. For Wirecard uses the worldwide MasterCard network. This means that you can pay with Wirecard everywhere where MasterCard is accepted. Without an annual charge or other obligations.
Per their website
“WorldPay enable thousands of businesses to accept payments on the internet, by phone, fax or mail. Credit and debit cards, bank transfers and instalments. In any language and most currencies. All through one merchant account, one payment processing system.”
From thier website: Xcoin is more easy to use than other alternative payment methods and contains additional transaction features which make the service an extremely helpful and efficient way to request, send and receive low value invoice amounts within the global community of online sellers and buyers.
SOUTH AFRICA
From thier website:
PayFast is a payments processing service for South Africa similar in offering to PayPal. We make it safe for buyers to send money and easy for sellers to receive money.
PREPAID PRODUCTS
From their website: The Green Dot® line of prepaid products are perfect for managing your budget, shopping online or by phone, making everyday purchases and paying monthly bills. Get a Card online or at tens of thousands of retailer locations. You can use them anywhere worldwide that MasterCard® Debit Cards or Visa® Debit Cards are accepted, including ATMs.
Mailing Address: 8860 Corbin Ave. #336, Northridge CA 91324 * Email: Info@PaymentAlternates.com
Do you sell items with PayPal? You are risking your business!
The PayPal Survival Guide will show you how to sell ANY product or service you like and accept Paypal without any risk ever of Paypal suspending your account.
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